Whitepaper v1
Outline of market scope, problem and solution
By 2020 intra-trade amongst Commonwealth Nations will exceed $1 trillion so we're building the world's first peer-to-peer inventory finance marketplace to connect Commonwealth merchants with a global membership of financial backers.
Several problems that challenge the growth and prosperity of Commonwealth digital trade.
Lack of financial resources make it difficult for merchants to access stock at volume for discount prices to build their online store.
Difficulty getting finance from traditional lenders as a start-up or SME business hoping to grow a successful online store.
Asset based lending (ABL) is only available to organisations with existing assets such as machinery, accounts receivable and inventory.
Few linkages with foreign capital and expertise to include developing countries in the global marketplace via the Internet.
Lack of local infrastructure in emerging economies make it difficult for merchants to get online, enter the market and compete globally.
Cash tied up in inventory means merchants lack sufficient funds to invest into marketing and business development.
The Commonwealth is a distributed market made up of 52 Independent Nations
The Commonwealth Factor makes it on average 19% cheaper to do business between Commonwealth countries thanks to similar legal structures and cultural similarities.
The Commonwealth includes some of the worlds largest, smallest, richest and poorest countries spanning five regions, with a combined GDP estimated to reach U$14 trillion by 2020.
The Commonwealth is adding to its middleclass faster than any other grouping. By 2020 the Commonwealth will contain over 1 billion middleclass consumers.
A micro financing ecosystem to facilitate the sustainable development of Commonwealth Nations
The current global economic climate makes this a good time to take a fresh look at the Commonwealth nations and their emerging markets. $76 billion is the approx. annual investment potential from the Diaspora into Commonwealth countries and we're building the ecosystem to facilitate transparent trade and secure investment.
The proposals marketplace is powered by our Ventory (VNT) token. VNT is the currency used to control the flow of funds in and out of the InventoryClub marketplace. The VNT tokens are built on the Stellar Network so it benefits from built-in token abilities, built-in decentralized exchange, enhanced security as well as cheaper and faster transactions. VNT can also be used on the Commwea marketplace as a form of payment from consumers purchasing products from merchant stores.
VNT grants the holder access to the InventoryVault, where the user can download the InventoryVault blockchain, become a node to participate in the round robin consensus protocol and review historic transactions.
Here are a few key benefits for merchants and members
Terry is experienced in database architecture and development, SQL, systems analysis and design, and business consultancy. He started his first company at 16, and has remained active in business ever since. He is a member of TechUK Distributed Ledger Technology work group.
Daniel is an MSc holder with expertise in Real Estate and Investment. He has over 5 years experience coordinating and managing property development projects with a deep understanding of operational excellence, business process development, team coordination and financial planning.
Doyin is an experienced cyber security architect with over 7 years experience working within the IT sector. He is a certified Network Infrastructure Professional and Secure Infrastructure Specialist working with the likes of Channel 5, Liberty Global, NBC Universal Media and Save the Children UK.
Abed is a software engineer with over 10 years experience developing web and mobile applications. He is a creative thinker with a deep understanding of the Stellar protocol, PHP, MySQL, SQL, APIs, Java, NodeJS, JQuery, Lavarel, project management and leadership.
William is a full stack developer with over 15 years experience in web, computing and networking. He’s analytical capabilities enabled him to solve business domain problems with system architecture and data modelling solutions for organisations such as House of Holland, British Land, Lancome and Knight Frank
Ajay has over 18 years of experience in building and delivering IT solutions across different verticals and domains, and holds a Master’s Degree in Computer Science. He is a Mobility expert (having led HP’s Mobility Excellence Centre at the Global Delivery Centre in India) and is a Blockchain enthusiast.
Anshuman is an application developer building Web, Blockchain and Hybrid mobile applications. He is a technology enthusiast with a knack for solving ‘anything technical’. He works on Angular, Node JS, no-SQL databases, Ionic, Ethereum, Multichain and scalable architecture for Cloud platforms.
Vishwas is a seasoned application developer building Web and Mobile applications. He's expertise are on Angular, no-SQL databases, Ionic and Native Android applications. He holds a Bachelor’s Degree in Electronics and Communications Engineering.
Akash is an application developer specialised in building Web and Hybrid mobile applications on iOS and Android. He has extensive experience working with Angular and Ionic. Akash holds a Bachelor’s Degree in Engineering.
Abdul is an experienced application developer building Web and Mobile applications with a primary focus on Angular, no-SQL databases, Ionic and Native Android applications. He's an analytical thinker and technical problem solver.
Wes is a passionate marketer with a BA in Business and Marketing. His expertise span online paid advertising, content production and management. Working across various sectors Wes has developed a results driven content mindset.
Nigel’s background is in Financial Trading and Economics. He has experience in leadership and client-facing roles, and is driven by his mission to build and empower communities with sustainable development activities.
Genevieve brings with her over 20 years of executive level financial experience to the team working with the likes of RBS, General Electric, HP and The Chase Manhattan Bank. She is a blockchain and fintech enthusiast with expertise spanning product & solutions delivery, product technology, business processes and operations.
Toby is a highly energetic serial entrepreneur and prolific analyst, straddling the words of ICOs, technology startups, venture capital and data science. He has written regularly for Wall Street Journal and spoken at international technology conferences such as the World Economic Forum, Blockchain Week and Global Technology Symposium.
The Bon Marche Centre, London SW9 8BJ
8 Nursery Road, London SW9 8BP
0330 333 9231
hello@inventoryclub.com
ico@inventoryclub.com